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Free guide — the permit process, explained plainly

What Is a Building Permit?

A building permit is your local government's written approval to build, remodel, or demolish — granted before work starts, based on plans the building department has reviewed for code and zoning compliance. It is not a tax or a formality: it is the trigger for the inspections that prove the work is safe.

When do you need a building permit?

The exact list is set by your city or county, but these projects need a permit almost everywhere:

New buildings & additions

Houses, garages, commercial buildings, and any added square footage.

Structural changes

Removing or moving walls, changing the roof structure, cutting new openings.

Major systems work

Electrical service changes, new plumbing, HVAC installs — usually as separate trade permits.

Decks, fences & pools

Most jurisdictions permit decks and pools; fence rules vary by height and location.

Demolition

Tearing down a structure (or part of one) needs a demolition permit and utility sign-offs.

Change of use

Turning a garage into a living space or a shop into a restaurant changes the occupancy — permit required.

Usually no permit needed

  • Cosmetic work: painting, flooring, cabinets, countertops, and fixtures swapped like-for-like
  • Minor repairs that don't touch structure or systems — patching drywall, fixing a leaky faucet
  • Small accessory structures below your city's size threshold (many use 120–200 sq ft — verify locally)
  • Appliance replacements that don't alter wiring, gas, or venting

Thresholds differ by jurisdiction — always confirm with your local permit office before assuming. Five minutes of checking beats a stop-work order.

How to get a building permit in 6 steps

  1. 1

    Confirm what your project needs

    Talk to the building department (or read its portal) to learn which permits, plans, and licensed contractors your project requires. Many projects need trade permits alongside the building permit.

  2. 2

    Prepare plans and documents

    Scaled drawings, a site plan, and product specifications. Bigger projects need plans stamped by a licensed architect or engineer — and the property's APN, which our free parcel lookup can help you find.

  3. 3

    Submit the application and pay fees

    Apply through the department's portal or counter. Fees are calculated from the local fee schedule and are usually due at submittal or issuance.

  4. 4

    Plan review and corrections

    Reviewers check structure, zoning, energy, and life-safety. Most applications get a correction list — respond completely and resubmit promptly.

  5. 5

    Receive the issued permit

    Post the permit card visibly at the job site. Work must match the approved plans; changes usually need a revision approved before you build them.

  6. 6

    Build, inspect, and close out

    Call for inspections at each required stage. Passing the final inspection closes the permit — and for occupiable buildings, leads to the certificate of occupancy.

A permit is not a license

A permit approves a specific project at a specific address. A license approves a contractor to do a category of work. Departments check both — which is why verifying your contractor's license comes first.

Verify a contractor's license free →

The permit ends with the CO

For buildings people will occupy, the permit process finishes with a certificate of occupancy — the document that makes the space legal to use. See what it is and how the final steps work.

Certificate of occupancy guide →

Start at your local permit portal

Permits are issued locally — the city or county building department (the AHJ) is where applications, fee schedules, and inspection requests live. Our directory links the official permit portals for jurisdictions across all 50 states.

Building permit FAQs

What is a building permit?

A building permit is official written approval from your local building department (the Authority Having Jurisdiction, or AHJ) to construct, alter, repair, move, or demolish a structure exactly as shown on approved plans. It starts the inspection process that ends, for most projects, with a certificate of occupancy.

How do I get a building permit?

Confirm the requirements with your local building department, prepare plans and documents, submit the application and pay the fees, respond to plan-review corrections, and receive the issued permit. Then build to the approved plans, call for inspections at each stage, and pass the final to close the permit out.

Where do I obtain a building permit?

From the building department of the city or county where the property is located — the Authority Having Jurisdiction (AHJ). There is no state or national permit office. Most departments accept applications through an online portal, and many still take paper applications at the counter. Find your AHJ's official portal in our directory, and confirm which application route it currently uses before you prepare your plans.

How much does a building permit cost?

Fees are set locally and usually scale with the project's value, size, or type — a bathroom remodel and a warehouse pay very different amounts, and extra fees (plan review, school, utility, impact) can apply. There is no national price. Your building department publishes a fee schedule; find the official portal for your city in our AHJ directory.

How long does it take to get a building permit?

Simple over-the-counter permits can issue the same day, while projects needing plan review commonly take a few weeks — and large or complex projects can take months, especially if the review comes back with corrections. Complete plans and fast responses to corrections are the biggest schedule levers you control.

What happens if I build without a permit?

Expect stop-work orders, fines that can exceed the original permit fee, and possible removal of the unpermitted work. Unpermitted work also surfaces at resale — it can stall a closing, void insurance claims, and force you to open walls so inspectors can see what was done. Pulling the permit first is always cheaper.

Who pulls the permit — the owner or the contractor?

Either can apply, but most departments expect the licensed contractor doing the work to pull trade permits, and owners often let the general contractor pull the building permit. Whoever signs is responsible for the work complying. Never let a contractor ask you to pull an "owner-builder" permit for their work to dodge licensing — that shifts the legal risk to you.

Permits expire. Deadlines sneak up. We watch both.

Permit Warden tracks every permit, inspection, and renewal across your projects and jurisdictions — with automatic reminders before anything lapses.

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